Retired Or Nearly There?
Choose The Right Income Plan Based On Your Stage
Choose the path that best describes your situation
One Strategy. Three Powerful Retirement Options
Whether You're Investing Retirement Savings or Private Funds,
Everest Offers Income Plans Tailored to Your Stage of Life and Type of Money.
🟦 For discretionary money (like savings, matured policies, or other personal funds):
• Everest 12.8% Plan – Delivers stable monthly income with a 5-year bonus to help protect against inflation.
• Everest 14.2% Plan – Offers the highest fixed income now — ideal for maximising immediate cashflow.
🟩 For retirement savings (pension, provident, or retirement annuity funds):
• Everest Living Annuity – A flexible drawdown solution with long-term investment growth options and income control.
Together, these three options give you the flexibility to combine guaranteed income, growth potential, and long-term retirement security — no matter where your money comes from.
Everest 12,8% Plan
Stable income + bonus after 5 years. Ideal for protecting long-term purchasing power
Everest 14,2% Plan
Highest fixed monthly income now. perfect for maximum short-term cashflow
Everest Living Annuity
Flexible drawdown from retirement funds. Long-term growth with income control.
How the EverFree Process Works
Get clear on your retirement income- in just 3 simple steps
✅ Step 1 – Choose Your Plan
Select between the 12.8%, 14.2%, or Living Annuity options.
✅ Step 2 – Calculate/Book a Call
Use our calculator or speak with Albert directly to explore your best option.
✅ Step 3 – Secure Your Income
We’ll help you set up your investment and provide a clear, tax-efficient plan.
Why Clients Love The Everest Income Plans
Predictable monthly income, no surprises
Inflation protection with bonuses
Solutions with personal guidance
Simple onboarding, local support
Zero advisor fee from investor 100% allocation
Tax efficient especially high income earners
Trusted products
i needed higher income from my capital. Albert moved me into the 14,2% product giving the highest possible monthly income. I have been with Everest for 5 years and received my first payout in 2025 and decided just to change the plan inside Everest
★★★★★
Meena 76
I was very concerned about inflation and needed a product that provide inflation protection. I wanted to pay dividend tax instead of income tax and be as tax efficient with my income as possible. Opted for the 12,8% product
★★★★★
Erina 68
My savings is used up after I retired 2 years ago. I needed to make a decision on my pension funds sitting in various preservation funds. Albert helped me with the Everest living annuity with fixed growth, bonus after 5 years and zero broker fees.
★★★★★
Jan 67
I retired early after selling my business and property portfolio. Albert assisted me with Everest Living annuity for my compulsory money and Everest 12,8% product for the funds we did not put an a guaranteed product
★★★★★
Johan 57
FAQ'S
What Is Retirees Biggest Fear?
Running out of money in retirement. We cannot stop that from happening but we can make certain you get the best income from your capital......go to FAQ section
What Is Unlisted Shares?
Unlisted Shares is an investment in companies not listed on the stock exchange. Less than 10% of all companies is listed that leaves you with 90% of businesses that is unlisted..... go to FAQ section
How quickly can I start receiving an income?
With the 12,8 and 14,2% products on the first of the next month if your investment is activated before the 22nd of the month.
With the living annuity it takes longer due to the transferring process from other funds...... Go to FAQ section
Who Is This Webpage For?
-The person who is about to retire.
-The person in retirement that need to review their options.
-The person in retirement looking for a bigger income....
-Go to FAQ section
What if I already have a retirement plan?
A big number of the investments we do is transferring the funds from existing funds because clients like the way the Everest living annuity is designed. So yes it can be done.
Go to FAQ section
What is the minimum investment required?
The minimum is R100,000 for all the Everest products..... Go to FAQ section
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Registered FSP 17273. Year 2025